Terms And Conditions

1. The waiting period is of 90 days from the Date of Event before the participant starts receiving benefits under this policy.

2. The participant should inform about the Loss notification immediate but no later than 10 working days from Date of Event.

3. This indemnity of the policy would be applicable only for a tenure of 3 months and would be up to the amount of actual gross salary package or the sum covered, whichever is lesser.

4. The company shall not be liable to make any payment and consider the contract null & void if any claim be fraudulent, misstatement or non-disclosure of any material information.

5. The benefit payment terminates when the Participant resumes work (even if it is only a part‐time work) or procures Re-Employment, Self- Employment, private practice or consultancy undertaken or assumed after loss notification or whilst during the monthly benefit payment term.

6. The benefit payment terminates when the maximum number of monthly benefit payment term as mentioned in the Schedule has been reached.

All other terms & conditions as per Salaam Takaful Limited standard Loss of Employment wordings.

Law & Jurisdiction: Islamic Republic of Pakistan

Territorial Limit: Pakistan

policy wordings